/ubl:Invoice/cac:PaymentTerms

Payment Terms Group

Context ID	INV0821
Cardinality	0..n
Usage	O*

Description

A set of payment terms associated with this document.

Information about the terms that apply to the settlement of the invoice amount.

In Polish KSeF FA(3) transactions, the Payment Terms group serves two purposes: specifying general free-text payment terms or providing payment discount information. To provide both cases create a separate Payment Terms group for each.

Child elements

Cardinality	Usage	Description	Element
0..n	O	Payment Terms Note Free-form text conveying information that is not contained explicitly in other structures.	`cbc:Note`
0..1	O	Payment Terms Settlement Discount Percent The percentage for the settlement discount that is offered for payment under these payment terms.	`cbc:SettlementDiscountPercent`
0..1	O	Payment Terms Installment Due Date The due date for an installment payment for these payment terms.	`cbc:InstallmentDueDate`

Details

vrbl-invoice-pl-b2b-3p0

For Polish KSeF FA(3) transactions, following Payment Terms scenarios can be used.

Payment Terms group with free-text and Installment Due Date. Providing an invoice due date is mandatory. It can be specified either through the Installment Due Date or directly at the Document Level using the Invoice Due Date /ubl:Invoice/cbc:DueDate. It is recommened to use the Invoice Due Date. In this case the free-text element is mapped to the FA(3) element TerminOpis, which should contain a description of the payment deadline.

Example: General Payment Terms with Installment Due Date

<ubl:Invoice>
    <!-- Code omitted for clarity -->
    <cac:PaymentTerms>
        <cbc:Note>Until 09.02.2026 without discount</cbc:Note>
        <cbc:InstallmentDueDate>2026-02-09</cbc:InstallmentDueDate>
    </cac:PaymentTerms>
    <!-- Code omitted for clarity -->
</ubl:Invoice>

Payment Terms group providing payment discount information In this case a free-text and the discount percent is provided. In this case the free-text element is mapped to the FA(3) element WarunkiSkonta, which should contain the conditions that the purchaser must meet to benefit from the discount.

Example: Payment terms with discount percentage.

<ubl:Invoice>
    <!-- Code omitted for clarity -->
    <cac:PaymentTerms>
        <cbc:Note>Payment within 7 days from the date of invoice</cbc:Note>
        <cbc:SettlementDiscountPercent>2.00</cbc:SettlementDiscountPercent>         
    </cac:PaymentTerms>
    <!-- Code omitted for clarity -->
</ubl:Invoice>

Rules

Rule ID	Error Message
VRBL-INV-CORE-284	The Payment Terms Group expects a maximum of one Payment Terms Payment Means ID.
VRBL-INV-CORE-285	The Payment Terms Group expects a maximum of one Payment Terms Note.